With Dental Blue, employers have the freedom
to decide whether to contribute to their employee’s dental coverage.
Employers who choose to contribute purchase the True Group plan. Employers
who wish not to contribute can still offer their employees coverage with
the Voluntary plan.
True Group requires that the employer contribute at least 50% of the employee
premium. To take advantage of True Group, at least 75% of a company’s
employee’s must enroll. True Group also allows customization. Employers
can design a dental plan by selecting a combination of deductible, annual
maximum and coinsurance amounts. In addition to providing diagnostic/preventive,
basic and major dental services, the True Group plan offers employees
the added benefit of optional orthodontic care. This coverage includes
a 50% coinsurance level with a choice of different lifetime maximums.
Employers can also offer voluntary dental benefits to their employees.
The Voluntary plan provides dental coverage for employees without incurring
expense for the employer. To offer a Voluntary plan, at least 30% of a
company’s employee’s must enroll. Employees can choose to
pay the full premium through convenient payroll deductions.
Employers can purchase a dental plan in conjunction with a health plan
or purchase a dental plan only.
If employers combine a Dental Blue plan with a Blue Cross and Blue Shield
of North Carolina health plan, they will pay only one bill and their employees
will have only one ID card.
® mark, SM marks of the Blue Cross and Blue Shield
Association. SM mark of Blue Cross and Blue Shield of North Carolina.1
Referrals may be needed for certain mental health and substance abuse
services.2 Some services and supplies received by members in
an office setting or in connection with an office visit are in fact outpatient
hospital-based services provided by hospital-owned or operated practices.
These services and supplies may be subject to your deductible and coinsurance.3
2004 Blue Cross and Blue Shield Association Internal Date.4
Blue Cross and Blue Shield of North Carolina reserves the right to discontinue
or change these program at any time. All plans may not be eligible for
these programs. |
